BBVA — Banco Bilbao Vizcaya Argentaria, S.A.
Financial Services · ETF XLF · as of 2026-07-20
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
Fundamentals & valuation - reference, not entry inputs
MarketSmith metrics - our compute
What do these abbreviations mean?
- RS Rating
- - IBD-style relative strength vs SPY (weighted 3/6/9/12-mo). 70+ = leaders pool, 80+ = strong.
- ADR%
- - average daily range over 20 days. 4%+ = the fast movers the playbook prefers (selection order, not a gate).
- RMV (tight)
- - Relative Measured Volatility, 15 bars, scaled 0-100. <15 = tight coiled base (green), <35 moderate, high = loose/expanding - not a base right now.
- Ext (ATR>20EMA)
- - how many ATRs price sits above its 20-EMA. ≤1 = in value (green), >2 = extended/chasing (red) - prefer a pullback.
- Rel Vol
- - latest volume vs the 50-day average. 100% = normal; 140%+ = breakout confirmation.
- U/D Ratio
- - up-day vs down-day volume, 50 days. 1.1+ = net accumulation.
- LoD dist
- - close distance above the day low in % of ATR (100 = one full ATR off the low). High = strong close.
- Off/Above 52w
- - trend-template legs: within 25% of the 52-week high, at least 25% above the 52-week low.
- Trend 8/8
- - all 8 Minervini Trend Template criteria pass. Discovery floor, NOT an entry signal - entries come from the VCP/momentum pivots.
- Base len (VCP)
- - weeks since the VCP base started on the latest scan. 10wk+ bases carry the edge; short stacked bases test below random.
Company data - context read, not entry inputs
Quarterly EPS - earnings acceleration
| Quarter | EPS ($) | %Chg YoY | Sales ($M) | %Chg |
|---|---|---|---|---|
| Jan-24 | 0.36 | - | - | - |
| Apr-24 | 0.39 | - | - | - |
| Jul-24 | 0.51 | +42% | - | - |
| Oct-24 | 0.48 | +37% | - | - |
| Jan-25 | 0.42 | +17% | - | - |
| Apr-25 | 0.51 | +31% | - | - |
| Jul-25 | 0.53 | +4% | - | - |
| Oct-25 | 0.49 | +2% | - | - |
Price & today
| Stock today | -0.08% |
| Sector ETF today | -0.39% |
| Residual (stock-specific) | +0.31% |
Sector correlation
| 20-day correlation with XLF | 0.48 |
| 60-day correlation with XLF | 0.43 |
| Status | normal |
Decoupling fires when 60d corr − 20d corr > 0.20: stock used to track its sector but the relationship has weakened recently.
Technicals
| 10 EMA | $25.36 |
| 20 EMA | $25.05 |
| 50 EMA | $24.14 |
| EMA stack | BULLISH |
| RSI(14) | 54.1 |
| 52-week high distance | -4.12% |
| 52-week low distance | +78.54% |
Signals
| Market F&G | 57.3 |
| Bull% | 31.0% |
| OVTLYR status | — |
| Sector rank | — |
| Next earnings | 2026-07-29 (AMC, 8d) |