UNM — Unum Group
Financial Services · ETF XLF · as of 2026-09-18
Daily · EMA 10 / 20 / 50 · SMA 200 · VolPress: buy/sell split, 20-SMA, white dot = above avg · · E = earnings · RS vs SPY ⓘ · ● RS new high ⓘ
Unum Group
NYQ
Financial Services · Insurance - Life
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
Price & today
$95.19
ATR(14) 2.18 (2.29%)
| Stock today | -0.45% |
| Sector ETF today | -0.04% |
| Residual (stock-specific) | -0.41% |
Sector correlation
| 20-day correlation with XLF | 0.75 |
| 60-day correlation with XLF | 0.57 |
| Status | normal |
Decoupling fires when 60d corr − 20d corr > 0.20: stock used to track its sector but the relationship has weakened recently.
Technicals
| 10 EMA | $94.68 |
| 20 EMA | $93.60 |
| 50 EMA | $91.27 |
| EMA stack | BULLISH |
| RSI(14) | 57.9 |
| 52-week high distance | — |
| 52-week low distance | — |
Signals
| Market F&G | 46.9 |
| Bull% | 12.2% |
| OVTLYR status | BUY (13d) |
| Sector rank | #567 |
| Next earnings | 2026-11-02 (TNS, 44d) |
MarketSmith metrics - our compute
RS Rating
85.7
ADR%
2.2
RMV (tight)
38.0
Ext (ATR>20EMA)
0.7
Rel Vol
388.0%
U/D 50d
1.20
U/D 25d
1.26
Accum/Dist 25d
6 / 3
EPS YoY
+4.0%
LoD dist
46.0
Off 52w High
1.6%
Above 52w Low
37.9%
1W / 1M
+0.8 / +8.6
Avg $Vol 50d
146.6M
Mkt Cap (B)
15.2
Trend 8/8
YES
Leads Group
YES
Sector XLF
-2.4% 1W
Base len (VCP)
10wk (4/24)
Coil (base shape)
85TVPX
not available: float_shares(NULL->no Float%)
What do these abbreviations mean?
- RS Rating
- - IBD-style relative strength vs SPY (weighted 3/6/9/12-mo). 70+ = leaders pool, 80+ = strong.
- ADR%
- - average daily range over 20 days. 4%+ = the fast movers the playbook prefers (selection order, not a gate).
- RMV (tight)
- - Relative Measured Volatility, 15 bars, scaled 0-100. <15 = tight coiled base (green), <35 moderate, high = loose/expanding - not a base right now.
- Ext (ATR>20EMA)
- - how many ATRs price sits above its 20-EMA. ≤1 = in value (green), >2 = extended/chasing (red) - prefer a pullback.
- Rel Vol
- - latest volume vs the 50-day average. 100% = normal; 140%+ = breakout confirmation.
- U/D 50d / 25d
- - up-day vs down-day volume over the window. 1.1+ = net accumulation (institutions buying); under 0.9 on the 25d = net selling.
- Accum/Dist 25d
- - heavy-volume up days vs heavy-volume down days in the last 25 sessions (close moved 0.2%+ on above-average volume). The institutional-participation footprint; 5+ distribution days = O'Neil caution line.
- LoD dist
- - close distance above the day low in % of ATR (100 = one full ATR off the low). High = strong close.
- Off/Above 52w
- - trend-template legs: within 25% of the 52-week high, at least 25% above the 52-week low.
- Trend 8/8
- - all 8 Minervini Trend Template criteria pass. Discovery floor, NOT an entry signal - entries come from the VCP pivot.
- Base len (VCP)
- - weeks since the VCP base started on the latest scan. 10wk+ bases carry the edge; short stacked bases test below random.
Fundamentals & valuation - reference, not entry inputs
P/E (TTM)
-
Fwd P/E
-
PEG
-
Price/Book
-
Profit margin
-
ROE
-
Debt/Equity
-
Rev growth
-
Analyst target
-
Analyst rating
-
Institutional %
-
Insider %
-
Float %
-
Valuation and analyst figures are Yahoo company stats (weekly refresh, ~3,000 larger names - blanks are honest gaps); logo, employees, website and IPO date are Massive company reference. Momentum/VCP entries do not use valuation - this card is context so you do not have to leave the page.
Company data - context read, not entry inputs
Industry rank
38 / 147
Industry
Insurance - Life
Float
-
Float turnover 20d
-
Avg $Vol 20d / 50d
178.0M / 146.6M
Days to cover
-
Short % float
-
Institutional %
-
Weinstein stage
2
Float, short interest and institutional % come from Yahoo company stats, refreshed weekly for ~3,000 larger names - a blank means Yahoo does not publish the figure for this stock, not that it is zero. Dollar volume and float turnover are computed from our own price bars; industry rank from our rotation data; stage from the weekly chart.
Quarterly EPS - earnings acceleration
A dash in %Chg is deliberate: the year-ago figure was a loss, so a growth % would be meaningless. A dash in Sales means we have no revenue figure for that quarter - read it as a gap in our data, not as zero revenue.
| Quarter | EPS ($) | %Chg YoY | Sales ($M) | %Chg |
|---|---|---|---|---|
| Oct-24 | 2.13 | +10% | 3,217.0 | +4% |
| Feb-25 | 2.03 | +13% | 3,236.6 | +3% |
| Apr-25 | 2.04 | -4% | 3,091.6 | -3% |
| Jul-25 | 2.07 | -4% | 3,361.4 | +4% |
| Nov-25 | 0.23 | -89% | 3,378.4 | +5% |
| Feb-26 | 1.92 | -5% | 3,244.1 | +0% |
| Apr-26 | 2.14 | +5% | 3,355.2 | +9% |
| Jul-26 | 2.16 | +4% | 3,370.0 | +0% |
† = SEC carries this same fiscal quarter under a second period-end with a materially different figure (hover for it) - a restatement, merger recast or successor-period split; %Chg is blanked when the two are more than 15% apart. It fires only when the two period-ends DISAGREE, so it is a floor, not a guarantee that the rest of the column shares one basis · ‡ = the revenue concept changed from the previous quarter WITH A FIGURE (hover for both) - a blank row in between is skipped, as the eye does - a step at that row is a change of basis, not necessarily of business · EPS = Yahoo
eps_actual (the figure MarketSmith/Deepvue show) - whether a given quarter is GAAP or excludes a one-off follows the filing, so it can sit either side of another vendor's number; AAPL's Oct-24 row, the Sep-2024 fiscal quarter, is $0.97 here - GAAP, including the EU tax charge - where TradingView's year implies $1.64 · Sales ($M) = SEC EDGAR quarterly revenue (fiscal Q4 derived as FY minus 9-mo) · quarter = report month · %Chg blank = prior-year base under $0.05 (not meaningful).Recent news - our DB (Finnhub + OVTLYR)
- Sep 18 · GL Outperforms Industry, Trades at a Discount: How to Play the Stock Yahoo
- Sep 18 · Unum Group (UNM) Unveils A $1b Buyback, Is The Stock Still Cheap? Yahoo
- Sep 17 · How Unum’s New US$1 Billion Buyback and AM Best Rating Reaffirmation Will Impact Unum Group (UNM) Investors Yahoo
- Sep 17 · Unum Continues To Deliberately Improve Its Business Mix SeekingAlpha
- Sep 17 · First American Raises Dividend by 11%, Boosts Shareholder Returns Yahoo
- Sep 16 · Unum Group: Strong Core Business, But LTC Risks Remain SeekingAlpha
- Sep 16 · AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life/Health Subsidiaries Yahoo
- Sep 09 · Unum Group (UNM) Presents at KBW Insurance Conference 2026 Transcript Seeking Alpha