BANC — Banc of California, Inc.
Financial Services · ETF XLF · as of 2026-09-18
Daily · EMA 10 / 20 / 50 · SMA 200 · VolPress: buy/sell split, 20-SMA, white dot = above avg · · E = earnings · RS vs SPY ⓘ · ● RS new high ⓘ
Banc of California, Inc.
NYQ
Financial Services · Banks - Regional
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
Price & today
$18.32
ATR(14) 0.44 (2.38%)
| Stock today | -0.97% |
| Sector ETF today | -0.04% |
| Residual (stock-specific) | -0.94% |
Sector correlation
| 20-day correlation with XLF | 0.44 |
| 60-day correlation with XLF | 0.42 |
| Status | normal |
Decoupling fires when 60d corr − 20d corr > 0.20: stock used to track its sector but the relationship has weakened recently.
Technicals
| 10 EMA | $18.49 |
| 20 EMA | $18.66 |
| 50 EMA | $19.08 |
| EMA stack | BEARISH |
| RSI(14) | 41.7 |
| 52-week high distance | -16.46% |
| 52-week low distance | +27.67% |
Signals
| Market F&G | 45.6 |
| Bull% | 12.2% |
| OVTLYR status | SELL (37d) |
| Sector rank | #109 |
| Next earnings | 2026-10-20 (TNS, 29d) |
MarketSmith metrics - our compute
RS Rating
25.6
ADR%
2.1
RMV (tight)
75.0
Ext (ATR>20EMA)
-0.8
Rel Vol
206.0%
U/D 50d
1.10
U/D 25d
0.64
Accum/Dist 25d
3 / 2
EPS YoY
+23.0%
LoD dist
21.0
Off 52w High
16.5%
Above 52w Low
19.5%
1W / 1M
-1.2 / -3.3
Avg $Vol 50d
59.1M
Mkt Cap (B)
2.8
Trend 8/8
no
Sector XLF
-2.4% 1W
Base len (VCP)
22wk (7/13)
Coil (base shape)
85TVPX
What do these abbreviations mean?
- RS Rating
- - IBD-style relative strength vs SPY (weighted 3/6/9/12-mo). 70+ = leaders pool, 80+ = strong.
- ADR%
- - average daily range over 20 days. 4%+ = the fast movers the playbook prefers (selection order, not a gate).
- RMV (tight)
- - Relative Measured Volatility, 15 bars, scaled 0-100. <15 = tight coiled base (green), <35 moderate, high = loose/expanding - not a base right now.
- Ext (ATR>20EMA)
- - how many ATRs price sits above its 20-EMA. ≤1 = in value (green), >2 = extended/chasing (red) - prefer a pullback.
- Rel Vol
- - latest volume vs the 50-day average. 100% = normal; 140%+ = breakout confirmation.
- U/D 50d / 25d
- - up-day vs down-day volume over the window. 1.1+ = net accumulation (institutions buying); under 0.9 on the 25d = net selling.
- Accum/Dist 25d
- - heavy-volume up days vs heavy-volume down days in the last 25 sessions (close moved 0.2%+ on above-average volume). The institutional-participation footprint; 5+ distribution days = O'Neil caution line.
- LoD dist
- - close distance above the day low in % of ATR (100 = one full ATR off the low). High = strong close.
- Off/Above 52w
- - trend-template legs: within 25% of the 52-week high, at least 25% above the 52-week low.
- Trend 8/8
- - all 8 Minervini Trend Template criteria pass. Discovery floor, NOT an entry signal - entries come from the VCP pivot.
- Base len (VCP)
- - weeks since the VCP base started on the latest scan. 10wk+ bases carry the edge; short stacked bases test below random.
Fundamentals & valuation - reference, not entry inputs
P/E (TTM)
-
Fwd P/E
8.6
PEG
1.1
Price/Book
1.0
Profit margin
-3.2%
ROE
-0.7%
Debt/Equity
-
Rev growth
+8.0%
Analyst target
$22 (+22%)
Analyst rating
BUY
Institutional %
100.3%
Insider %
0.9%
Float %
92.2%
Valuation and analyst figures are Yahoo company stats (weekly refresh, ~3,000 larger names - blanks are honest gaps); logo, employees, website and IPO date are Massive company reference. Momentum/VCP entries do not use valuation - this card is context so you do not have to leave the page.
Company data - context read, not entry inputs
Industry rank
68 / 147
Industry
Banks - Regional
Float
142.2M
Float turnover 20d
1.8%
Avg $Vol 20d / 50d
47.3M / 59.1M
Days to cover
3.4
Short % float
7.1%
Institutional %
100.3%
Weinstein stage
4
Float, short interest and institutional % come from Yahoo company stats, refreshed weekly for ~3,000 larger names - a blank means Yahoo does not publish the figure for this stock, not that it is zero. Dollar volume and float turnover are computed from our own price bars; industry rank from our rotation data; stage from the weekly chart.
Quarterly EPS - earnings acceleration
A dash in %Chg is deliberate: the year-ago figure was a loss, so a growth % would be meaningless. A dash in Sales means we have no revenue figure for that quarter - read it as a gap in our data, not as zero revenue.
| Quarter | EPS ($) | %Chg YoY | Sales ($M) | %Chg |
|---|---|---|---|---|
| Oct-24 | 0.25 | - | 431.4 | -12% |
| Jan-25 | 0.28 | - | 264.3‡ | - |
| Apr-25 | 0.26 | +37% | 440.3‡ | -14% |
| Jul-25 | 0.31 | +94% | 453.1 | -8% |
| Oct-25 | 0.38 | +52% | 466.8 | +8% |
| Jan-26 | 0.42 | +50% | 292.9‡ | +11% |
| Apr-26 | 0.39 | +50% | 442.8‡ | +1% |
| Jul-26 | 0.38 | +23% | 180.5 | -60% |
† = SEC carries this same fiscal quarter under a second period-end with a materially different figure (hover for it) - a restatement, merger recast or successor-period split; %Chg is blanked when the two are more than 15% apart. It fires only when the two period-ends DISAGREE, so it is a floor, not a guarantee that the rest of the column shares one basis · ‡ = the revenue concept changed from the previous quarter WITH A FIGURE (hover for both) - a blank row in between is skipped, as the eye does - a step at that row is a change of basis, not necessarily of business · EPS = Yahoo
eps_actual (the figure MarketSmith/Deepvue show) - whether a given quarter is GAAP or excludes a one-off follows the filing, so it can sit either side of another vendor's number; AAPL's Oct-24 row, the Sep-2024 fiscal quarter, is $0.97 here - GAAP, including the EU tax charge - where TradingView's year implies $1.64 · Sales ($M) = SEC EDGAR quarterly revenue (fiscal Q4 derived as FY minus 9-mo) · quarter = report month · %Chg blank = prior-year base under $0.05 (not meaningful).Recent news - our DB (Finnhub + OVTLYR)
- Jul 21 · Banc of California Announces Schedule of Second Quarter 2026 Earnings Release and Conference Call Business Wire
- Jul 21 · Banc of California Announces Schedule of Second Quarter 2026 Earnings Release and Conference Call Yahoo
- Jul 20 · Banks Tap FinTechs and Embedded Finance for Deposits PYMNTS
- Jul 16 · First Bank (FRBA) Expected to Beat Earnings Estimates: Can the Stock Move Higher? Yahoo
- Jul 16 · 3 Small-Cap Stocks We Keep Off Our Radar Yahoo
- Jul 15 + Banc of California (BANC) to Report Q2 Results: Wall Street Expects Earnings Growth Zacks Investment Research
- Jun 15 + Banc of California (BANC) Could Be a Great Choice Zacks Investment Research
- May 30 + Are You Looking for a High-Growth Dividend Stock? Zacks Investment Research